You are on the page for determining your investor profile. By completing the following points you will then receive a general assessment of your personal profile for the operation of an installation. This helps you to assess to what extent and for how long an investment makes sense in your personal case.
Enjoy, your academic team.

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if($_SERVER[‘REQUEST_METHOD’] == ‘POST’) {

$f1 = $_POST[‘fragebogen-q1’];
$f2 = $_POST[‘fragebogen-q2’];
$f3 = $_POST[‘fragebogen-q3’];
$f4 = $_POST[‘fragebogen-q4’];
$f5 = $_POST[‘fragebogen-q5’];
$f6 = $_POST[‘fragebogen-q6’];
$f7 = $_POST[‘fragebogen-q7’];
$f8 = $_POST[‘fragebogen-q8’];
$f9 = $_POST[‘fragebogen-q9′];

$ergebnis = $f1+$f2+$f3+$f4+$f5+$f6+$f7+$f8+$f9;

$geldmarkt =’

Money market

Based on your information, in particular the extremely short investment horizon, we recommend that you invest exclusively in money market-related investments such as time deposits or time deposits, savings or current accounts and, if necessary, money market funds in Swiss francs or your reference currency. Most other investments involve a not insignificant risk of fluctuation, which would not do justice to your very short investment horizon.

‘;

$defensiv = ‘

2015-04-22_11-32-07

Defensive

Due to your below-average risk capacity and correspondingly low risk appetite, we recommend a well-diversified portfolio with a small proportion of selected equity funds and a heavyweight in bond funds. The aim is to maintain capital over the long term with the possibility of moderate growth.

Over the past 25 years, this strategy has achieved a return of around 5 percent per year. This corresponds to an increase in capital employed of around 240%, i.e. an investment of CHF 100,000 has risen to around CHF 340,000 during this period.

More detailed information can be found here (PDF).

‘;

$ausgewogen =’

ausgewogen

Balanced

Based on your average risk capacity and a corresponding willingness to take risks, we recommend a well-diversified portfolio with selected equity and bond funds that are roughly equally weighted. The aim is to achieve long-term capital growth.

Over the past 25 years, this strategy has achieved a return of around 5.7 percent per year. This corresponds to an increase of around 300 percent of the capital employed, i.e. an investment of CHF 100,000 has risen to around CHF 400,000 during this period.

More detailed information can be found in the PDF file below.

‘;

$dynamisch = ‘

dynamisch

Dynamic

Due to your high risk capacity and a corresponding willingness to take risks, we recommend a broadly diversified portfolio with selected equity funds and a smaller portion of bond funds. The aim is to achieve above-average long-term capital growth.

Over the past 25 years, this strategy has achieved a return of around 6.4 percent per year. This represents an increase of around 370 percent of capital employed, i.e. an investment of CHF 100,000 has risen to around CHF 470,000 during this period.

More detailed information can be found in the PDF file below.

‘;

$aktien =’

aktien

Shares

Due to your above-average risk capacity and a corresponding willingness to take risks, we recommend a broadly diversified portfolio with selected equity funds. The aim is to achieve high capital growth in the long term.

This investment strategy is implemented primarily with country and regional funds. Sector, sector and theme funds as well as alternative investments can also be used as an admixture. Over the past 25 years, this strategy has achieved a return of around 6.8 percent per year. This corresponds to an increase of around 422 percent of capital employed, i.e. an investment of CHF 100,000 has risen to around CHF 522,000 during this period.

More detailed information can be found in the PDF file below.

‘;

if($ergebnis <= 20) { echo $geldmarkt; } elseif($ergebnis >= 20 && $ergebnis <= 33) { echo $defensiv; } elseif($ergebnis >= 34 && $ergebnis <= 45) { echo $ausgewogen; } elseif($ergebnis >= 46 && $ergebnis <= 63) { echo $dynamisch; } elseif($ergebnis >= 64) {
echo $aktien;
}
else {
echo ”

Fehler

“;
}

echo ‘

Create investors profile again. Click here to print investor profile.

‘;

}

else {

echo ‘

Age: In which age category are you?
under 35 years
between 35 and 50 years
between 50 and 65 years
over 65 years

Changes: Do you expect or plan significant changes in your private or professional environment over the next 5 years? (children, spouse, retirement, etc.)
Yes, changes with a positive impact on the financial situation
No, no changes
Yes, changes with a negative impact on the financial situation

Liquidity: How long could you maintain your usual standard of living without your income and without assets such as shares and real estate for sale?
Less than three months
Between three and nine months
Longer than nine months

Current obligations: Which of the following statements applies best to your spending situation?
Your regular obligations take up the greater part of your income.
they claim less than half your income.
they claim an insignificant part of your income.

Income trend: How do you expect your income to develop over the next ten years?
it will increase considerably
it will increase slightly
it remains about the same
it will decrease slightly
it will decrease considerably

Time horizon of your investment: How many years are the investments to be made?
less than 1 year
1 to 2 years
3 to 5 years
6 to 10 years
more than 10 years

Tax situation: What is the goal of achieving the lowest possible taxable income?
very important
important
irrelevant

Your Choice: You have the following three systems to choose from. Which one do you choose?
plant, which certainly achieves yields of 2% per year.
Investment that achieves an average of 5% in the long term, but fluctuates between minus 15% and plus 25% per year.
Investment that achieves an average of 8% in the long term, but fluctuates between minus 25% and plus 40% per year.

What to do in case of loss: You have an investment with a certain risk in your securities portfolio. After a small initial profit, your investment begins to decline. How do you behave?
You immediately switch to a less risky investment.
You continue to hold on to your investment as you can accept temporary price setbacks.

‘;

} // end of form

echo ““; echo ““;

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